Personal Savings/CDs

You like to save. Good for you! We’ve helped people save money for a long time.

Savings

Personal Savings Account Comparison

Product	Regular Savings	Christmas Club	Money Market Savings
All accounts have the following available features: Banking Butler^®, Thousands of Free ATMs, Telephone Banking
Description	It pays to keep your money inside our vault.	Save for the holidays with a yearly disbursement each October 15 to another FHB checking or savings account.	A higher return on savings balances.
Minimum to Open	$100	No Minimum	$100
Monthly Service Charge	$4 (waived if age under 18)	None	$15
Ways to Avoid Service Charge	Daily balance $300 and above OR average balance $750 and above monthly	N/A	Daily balance of $5,000 and above
Free Personalized Checks	N/A	N/A	No
Instant Issue Debit Card	Yes	No	Yes
Withdrawal Limitations	No	Not Permitted	No
Foreign ATM Fees (See Free ATMs)	Yes	N/A	Yes
Paper Statements	$3/month	On combined statements only	$3/month
Interest Bearing	Tiered	Yes	Tiered
Online Bill Pay	N/A	N/A	Free
Overdraft Coverage	N/A	N/A	Must Opt-In
Overdraft Protection (Funds Transfer)	N/A	N/A	$10/transaction
Free Cashier's Checks	No	No	No
Loan Auto Pay	Yes	N/A	Yes

Fee Schedule

Certificates of Deposit (CDs)

Fixed Rate

Customers looking to lock in their rate and remove market risk can choose from a variety of fixed rate terms.

Terms from 91 days to 5 years
Minimum deposit of $2500
Early withdrawal penalties may apply

Easy Access

Easy Access is a no-penalty CD with a competitive interest rate.

182 days
No penalty access after seven days from initial deposit
Minimum deposit of $2500
Interest added to balance upon maturity

From time to time, promotional terms are available.

Safe Deposit Boxes

Do you have things that you want to keep safe? You can store valuable and personal items in a vault-secure compartment by renting a Safe Deposit Box in various sizes. Access to your box requires dual-key entry. For current pricing and availability, call your local branch location.

Questions?

Frequently Asked Questions

Butler's Guide