Personal Checking Account Comparison
| Product |
Valet |
Regal |
Royal |
Valor |
|---|---|---|---|---|
|
All accounts have the following available features:* |
||||
|
Description |
Allow our butler to treat you to our most popular account. |
Getting more regal with age, this account is for those age 50 and older. |
Being royal has its perks of paying interest to you. |
For active or veteran military members and first responders. |
|
Minimum to Open |
$100 |
$100 |
$100 |
$100 |
|
Monthly Service Charge |
None |
None |
$10 |
None |
|
Ways to Avoid Service Charge |
N/A |
N/A |
Daily balance $2,500 and above |
N/A |
|
Free Personalized Checks |
No |
One box wallet checks free/year, shipping not included |
No |
One box wallet checks free/year, shipping not included |
|
Yes |
Yes |
Yes |
Yes |
|
|
Foreign ATM Fees (See Free ATMs) |
Yes |
Yes |
Yes |
Waived |
|
Paper Statements |
$3/month |
$3/month (if account opened on or after 9/1/22) |
$3/month |
$3/month |
|
Interest Bearing |
No |
Tiered |
Tiered |
No |
|
Free |
Free |
Free |
Free |
|
|
Overdraft Coverage |
Must Opt-In |
Must Opt-In |
Must Opt-In |
Must Opt-In |
|
Overdraft Protection (Funds Transfer) |
$10/transaction |
$10/transaction |
$10/transaction |
$10/transaction |
|
Free Cashier's Checks |
No |
Yes |
No |
Yes |
|
Account Benefits |
N/A |
N/A |
N/A |
Waived Stop Payment Fee; Waived Documentation/ Processing Fee on Auto, Boat, RV and Unsecured Loans; Waived Annual Fee on HELOC.* |
|
Loan Auto Pay |
Yes |
Yes |
Yes |
Yes |
*See account representative for details.
Easy Checking
Are you unbanked and need help achieving your financial goals? Our Easy Checking account has the Bank On seal of approval. It's checkless and intended to help establish a safe and affordable relationship with us to meet your financial needs.
Our Easy Checking account includes:
- Few/no fees
- Federal insurance for deposits
- Mainstream services (direct deposit, debit, online banking, etc.)
Instant Issue Debit Cards
Should you choose to receive an Instant Issue debit card as you open your personal checking account in one of our branches, you can choose between the below designs. Keep in mind to always let us know of your travels so that your debit card (Instant Issue or mailed) will work seamlessly throughout your adventures.
Personal |
Military |
HSA |
Check Reorder
If you have ordered checks with us before, you can reorder them online with Main Street. If you haven’t ordered checks with us before, please visit or contact us.