After decades of growing with Cynthiana, the most important lesson we've learned is simple--listen to our customers.  Only you know what your individual banking needs are and that cookie-cutter banking services won't do.  No matter what service you are looking for, we think you will discover what Central Kentuckians have known for years--no other banking choice is as sound or versatile as Harrison Deposit Bank.

	Regular Checking	NOW	Super NOW	Investment Checking	Bonus Banking	Freedom Checking	Senior Checking	Passbook Savings & Under 18	Diamond Savings
Minimum opening deposit	$100	$1,000	$2,500	$2,500	$100	$100	$100	$100 Under 18 $50	$25,000
No monthly service fee if this minimum balance is met	$500	$1000	$2500	$2500	N/A	N/A	N/A (Age 62 and above)	$100 Under 18 $50.00	$25,000 min. & if balance falls below the rate will drop to passbook savings rate
Service fee if minimum balance is not met	$14.00	$17.00	$20.00	$20.00 ($3.00 fee after 3 trans. per month)	$10,$11,$12	N/A	N/A	$13.00 ($3.00 fee after 4 w/d per quarter)	$3.00 fee after 4 w/d per quarter dormant fee applies
Earns interest	No	Yes	Yes	Yes	No	No	No	Yes	Yes

Some accounts subject to service charges. Fee’s and Rates subject to change without notice. Transactions at foreign ATM machines are $2.00. Transactions at our machine by a foreign card are $2.50. 

Other Convenient Accounts and Services

· Certificate Of Deposits - Ranging from 7 days to 5 years.

· Individual Retirement Accounts

· Trust Services

· Christmas Club Accounts

· Savings Bonds

· Safety Deposit Boxes

· Center Voice 24 hour banking 859-234-2225

· Automatic Teller Machine (STAR)

· **The Harrison Deposit Bank & Trust Co. does not participate in the “Transaction Account Guarantee Program”.**

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