After decades of growing with Cynthiana, the most important lesson we've learned is simple--listen to our customers.  Only you know what your individual banking needs are and that cookie-cutter banking services won't do.  No matter what service you are looking for, we think you will discover what Central Kentuckians have known for years--no other banking choice is as sound or versatile as Harrison Deposit Bank.

	Regular Checking	Business Checking	NOW	Super NOW	Investment Checking	Bonus Banking	Senior Checking	Passbook Savings & Under 18	Diamond Savings
Minimum opening deposit	$100	$100	$1,000	$2,500	$2,500	$100	$100	$100 Under 18 $50	$25,000
No monthly service fee if this minimum balance is met	$ 350	$ 1200	$1000	$2500	$2500	N/A	N/A (Age 65 and above)	$100 Under 18 $50.00	$25,000 min. & if balance falls below the rate will drop to passbook savings rate
Service fee if minimum balance is not met	$7.00	$14.00	$17.00	$20.00	$20.00 ($3.00 fee after 6 trans. per month)	Club Fees $10,$11 or $12	N/A	$13.00 ($3.00 fee after 6 w/d per quarter)	$3.00 fee after 6 w/d per quarter
Dormant Fees Apply	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Earns interest	No	No	Yes	Yes	Yes	No	No	Yes	Yes

Some accounts subject to service charges. Fees and Rates subject to change without notice.

See Initial Account Brochure for additional information and disclosures pertaining to the above accounts.

Transactions at foreign ATM machines are $2.00. Transactions at our machine by a foreign card are $2.50. 

For more info on Notice of Changes in Temporary FDIC Insurance click on the link below:

http://www.fdic.gov/deposit/deposits/unlimited/disclosure.html

Other Convenient Accounts and Services

Ø Certificate Of Deposits - Ranging from 10 days to 5 years.

Ø Individual Retirement Accounts

Ø Trust Services

Ø Christmas Club Accounts

Ø Savings Bonds

Ø Safety Deposit Boxes

Ø Center Voice 24 hour banking 859-234-2225

Ø Automatic Teller Machine (STAR)

Ø Internet Banking & Bill Payment

Ø Call 1-800-523-4175 after hours to report lost or stolen ATM/Debit Cards

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